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What is a Merchant Category Code (MCC)?

An MCC is a four-digit number used by the payment card industry to classify businesses by the goods of services they provide. There are approximately 600 MCCs representing different types of businesses. Some examples are: 441- Cruise Lines; 5462 – Bakeries; and, 5532 – Automotive Tire Stores.

For additional information see the IRS Payment Card Transactions FAQs